Set Your Housing Priorities

Now that you know how much you can afford, it's time to outline your necessities and desires. While we are all limited by our budgets, a starting point narrows the selection criteria so you can make your best choice.

New vs. Existing »

Remember, it's not a Lifetime Decision

First-time buyers often search for a home as if they never plan to move. The truth is, the average American moves every 4-6 years because they want a bigger or smaller home, are transferred, get a raise, or want to move up. A better strategy is to buy the best home you can currently afford and then trade up until finally you acquire your "dream home."

6 Mistakes Homebuyers Make »

Location, Location, Location

Selecting the right location is the most valuable thing you can do. Different neighborhoods have very different home values. Nearly everyone wants to live in a crime-free area with great schools. Your Realtor can be a great asset at this time. Ask about general areas in your price range and then drive around to get a feel for those areas. Call your Realtor with addresses of homes you see for sale to obtain detailed price and feature information.

The Hard Way and the Easy Way »

Wants and Needs

Make a list of your highest priorities plus things you would like to be included

Pre-Purchase Worksheet »

Insider's Secret

You will enjoy much higher appreciation in value when you have the smallest or least expensive home in a particular neighborhood as opposed to the most expensive or biggest.