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Homeownership – Real Estate Closing
Free HomeBuying Blueprint Free Mortgage Pre-Approval Free Listing Flash

Welcome to Homeownership

You are now ready to live the American Dream of Homeownership. Congratulations.

Buyer's Settlement Checklist

Before You Settle

  • Check Survey - Where Applicable
  • Purchase agreement signed and accepted by seller
  • All contingencies met
  • All repairs made
  • Home loan approved
  • Appraisal Completed
  • Title/Abstract work completed
  • Final Walk-Through

What To Have Prior To Settlement

  • Cashiers check for the balance of your down payment
  • Homeowner's insurance binder
  • A photo ID

What You Will Sign At Settlement

  • A document stating the specifics of the loan: monthly mortgage payments, the amount of the loan, the term of the loan and its interest rate
  • A promissory note stating that you will make the monthly mortgage payments
  • The Trust Deed to secure the loan for the lender
  • Settlement Statement

Moving Checklist

Utilities

  • Cancel or transfer and obtain deposit refunds
  • Electric
  • Water
  • Gas
  • Trash
  • Sewer/Septic
  • Telephone
  • Cable/Satellite
  • Internet
  • Email

Change Of Address

  • Post Office
  • Associations
  • Book Clubs
  • Catalogue companies
  • Insurance companies
  • Motor Vehicles
  • Religious groups
  • State and local agencies
  • Future post office
  • Banks
  • Charge cards
  • Department stores
  • Friends, relatives
  • Magazines
  • Social Security
  • Stockbroker

Moving Company

  • Schedule movers or reserve truck
  • Collect or purchase boxes
  • Obtain Additional Moving Insurance

Memberships and Subscriptions

  • Cancel or transfer Gym membership
  • Cancel video store membership and return videos / DVDs
  • Cancel Library card and return books and tapes
  • Cancel Newspaper delivery
  • Cancel Dairy delivery

Important Papers

  • Closing papers
  • Birth Certificates
  • Vaccination Records
  • School Transcripts
  • Insurance Policies
  • Voter Registration
  • Auto Registration
  • Drivers License
  • W-2 forms from employer
  • Telephone book for reference
  • Auto repair records from Dealer

Family Professionals

  • Inform your:
  • Doctor
  • Attorney
  • Dentist
  • Optometrist
  • Veterinarian
  • Have your drug prescriptions refilled
  • Obtain copies of all pertinent records
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