Welcome to Homeownership
You are now ready to live the American Dream of Homeownership. Congratulations.
Buyer's Settlement Checklist
Before You Settle
- Check Survey - Where Applicable
- Purchase agreement signed and accepted by seller
- All contingencies met
- All repairs made
- Home loan approved
- Appraisal Completed
- Title/Abstract work completed
- Final Walk-Through
What To Have Prior To Settlement
- Cashiers check for the balance of your down payment
- Homeowner's insurance binder
- A photo ID
What You Will Sign At Settlement
- A document stating the specifics of the loan: monthly mortgage payments, the amount of the loan, the term of the loan and its interest rate
- A promissory note stating that you will make the monthly mortgage payments
- The Trust Deed to secure the loan for the lender
- Settlement Statement
Moving Checklist
Utilities
- Cancel or transfer and obtain deposit refunds
- Electric
- Water
- Gas
- Trash
- Sewer/Septic
- Telephone
- Cable/Satellite
- Internet
- Email
Change Of Address
- Post Office
- Associations
- Book Clubs
- Catalogue companies
- Insurance companies
- Motor Vehicles
- Religious groups
- State and local agencies
- Future post office
- Banks
- Charge cards
- Department stores
- Friends, relatives
- Magazines
- Social Security
- Stockbroker
Moving Company
- Schedule movers or reserve truck
- Collect or purchase boxes
- Obtain Additional Moving Insurance
Memberships and Subscriptions
- Cancel or transfer Gym membership
- Cancel video store membership and return videos / DVDs
- Cancel Library card and return books and tapes
- Cancel Newspaper delivery
- Cancel Dairy delivery
Important Papers
- Closing papers
- Birth Certificates
- Vaccination Records
- School Transcripts
- Insurance Policies
- Voter Registration
- Auto Registration
- Drivers License
- W-2 forms from employer
- Telephone book for reference
- Auto repair records from Dealer
Family Professionals
- Inform your:
- Doctor
- Attorney
- Dentist
- Optometrist
- Veterinarian
- Have your drug prescriptions refilled
- Obtain copies of all pertinent records
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