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				<td class="query"  onClick="cfdump_toggleRow_qry(this);">&nbsp;</td>
				
				<td class="query">CFG_VALUE</td>
				
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					<td valign="top">
			205048140
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			false
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						<td class="query" onClick="cfdump_toggleRow_qry(this);" >SQL</td>
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			SELECT cfg_value
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		</table>
		
		


	




 	









	
	




			


	
		
	
	
	


	













	
	
	

















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<title>Utah Mortgage Information - Home Loans - Utah Real Estate Loans</title>
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        <span><h1>@Home Realty Network</h1></span>
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					<h2>Our Mortgage Partners</h2>
					
	                	<a href="http://homeloans.bankofamerica.com/en/home.html" target="_blank">Bank of America</a><br/>
					
	                	<a href="http://" target="_blank"></a><br/>
					
	                	<a href="http://" target="_blank"></a><br/>
					
	                	<a href="http://www.wfhm.com/annemaria-duran2" target="_blank">Wells Fargo Bank - Annemariea Duran</a><br/>
					
	                	<a href="http://http://www.axiahomeloans.com/branches/logan/russ-t" target="_blank">AXIA Home Loans - Russ Truman</a><br/>
					
	                	<a href="http://http://www.snational.com" target="_blank">Security National Mortgage Company</a><br/>
					
					<h2>Things To Know Before Obtaining a Mortgage</h2>
					<h4>1. You can, and should, get pre approved for a mortgage before you go looking for a home.</h4>
					<p>Pre approval is easy, and gives you complete peace of mind when shopping for your home. Mortgage brokers can obtain written pre approval for you at little cost and no obligation, and it can all be done easily over the phone or internet. More than just a verbal approval from your lending institution, it entails a completed credit application and a certificate which guarantees you a mortgage at the specified level.</p>
					<h4>2. Know what monthly dollar amount you feel comfortable committing to.</h4>
					<p>When you discuss mortgage pre approval with your mortgage broker, find out what level you qualify for, but also pre-assess for yourself what monthly dollar amount you feel comfortable committing to. Your situation may give you a pre approval amount that is higher (or lower) than the amount of money you would want to pay out each month. By working back and forth with your mortgage broker to determine what this monthly amount is, and what value of home this translates into at today's rates,you won't waste time looking at homes that are not in your price range.</p>
					<h4>3. You should be thinking about your long-term goals, and expected situation, to determine the type of mortgage that will best suit your needs.</h4>
					<p>There are a number of questions you should be asking yourself before you commit to a certain type of mortgage. How long do you think you will own this home? What direction are interest rates going in, and how quickly? Is your income expected to change (up or down) in the near term, impacting how much money you can afford to pay to your mortgage? The answers to these and other questions will help you determine the most appropriate type of mortgage you should be seeking.</p>
					<h4>4. Make sure you understand what pre-payment privileges and payment frequency options are available to you.</h4>
					<p>More frequent payment (for example weekly or biweekly) can literally shave years off your mortgage. Simply by structuring your payments so that they come out more frequently, you will significantly lessen the amount of interest that you will be charged over the term. For the same reason, authorized pre payment of a certain percentage of your mortgage, or an increase in the amount you pay monthly, will have a major impact on the number of years you will have to pay.</p>
					<h4>5. You should seriously consider dealing with a Mortgage Broker.</h4>
					<p>Mortgage Brokers are the best kept secret in the industry. While enlisting their services can make a significant difference in the cost and effectiveness of the mortgage you obtain, you never pay the broker for his or her services. This valuable service is extended to you at absolutely no cost and no obligation.</p>					
					
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city[273] = "Talmage";
city[274] = "Taylor";
city[275] = "Taylorsville";
city[276] = "Thatcher";
city[277] = "Timber Lakes";
city[278] = "Tooele";
city[279] = "Tooele County";
city[280] = "Toquerville";
city[281] = "Torrey";
city[282] = "Tremonton";
city[283] = "Trenton";
city[284] = "Tridell";
city[285] = "Tropic";
city[286] = "Uintah";
city[287] = "Uintah County";
city[288] = "Upalco";
city[289] = "Utah County";
city[290] = "Vernal";
city[291] = "Vernon";
city[292] = "Veyo";
city[293] = "Virgin";
city[294] = "Wales";
city[295] = "Wallsburg";
city[296] = "Wanship";
city[297] = "Warren";
city[298] = "Wasatch County";
city[299] = "Washington";
city[300] = "Washington County";
city[301] = "Washington Terrace";
city[302] = "Weber County";
city[303] = "Wellsville";
city[304] = "Wendover";
city[305] = "West Bountiful";
city[306] = "West Haven";
city[307] = "West Jordan";
city[308] = "West Point";
city[309] = "West Valley City";
city[310] = "West Warren";
city[311] = "West Weber";
city[312] = "Weston";
city[313] = "Whiterocks";
city[314] = "Willard";
city[315] = "Winchester Hills";
city[316] = "Woodland";
city[317] = "Woodland Hills";
city[318] = "Woodruff";
city[319] = "Woods Cross";
city[320] = "Young Ward";
 
function LoadCity() { 
  var ele = document.home_search.city; 
 
  for(var i = 0; i < cityCnt; i++) 
    ele.options[i] = new Option(city[i], city[i]); 
 
  ele.options[238].selected = true; 
} 
 
function LoadElement(ele) { 
  for(var i = 0; i < cityCnt; i++) 
    ele.options[i] = new Option(city[i], city[i]); 
 
  ele.options[238].selected = true; 
} 

	
</script>
<div id="NavRightSearch">
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		<input style="width:85px;" class="mls_number" type="text" maxlength="7" name='mlsno' />
		<input name="pge"     type="hidden" value="home_view" />
		<input name="qsearch" type="hidden" value="true" />
		<input class="mls_submit" type="submit" style="margin-top:5px;" name="mlsButton" value="Search" \></td>
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	<form method="get" name="home_search" action="http://www.homerealty.com/property-search/">
		<input type="hidden"  name="pge"    value="newsearch" />
      	<input type="hidden"  name="state"  value="ut" />
      	<input type="hidden"  name="quicky" value="true" />		 
		<input type="hidden"  name="sortby" value="price"  />
		<div class="nav_subtext">City</div>
	  	<select name="city" style="width:140px;"></select>
	  	<div class="nav_subtext">Type</div>
		<table>
			<tr><td></td><td nowrap>
			  <input type="radio" name="htype" value="Single_Family" checked>Single Family<br />
			  <input type="radio" name="htype" value="Condo"> Condo/Townhome
		    </td></tr>
		</table>
	<div class="nav_subtext">$ From</div>
         <select name ="price_lo">
                	  <option value=1000000>$1,000,000+
                	  <option value=900000 >$900,000
                	  <option value=850000 >$850,000
                	  <option value=800000 >$800,000
                	  <option value=750000 >$750,000
                	  <option value=700000 >$700,000
                	  <option value=650000 >$650,000
                	  <option value=600000 >$600,000
                	  <option value=550000 >$550,000
                	  <option value=500000 >$500,000
                	  <option value=450000 >$450,000
                	  <option value=400000 >$400,000
                	  <option value=350000 >$350,000
                   	  <option value=325000 >$325,000
                	  <option value=300000 >$300,000
                      <option value=275000 >$275,000
                      <option value=250000 >$250,000
                	  <option value=225000 >$225,000
                	  <option value=200000 >$200,000
                	  <option value=190000 >$190,000
                	  <option value=180000 >$180,000
                	  <option value=170000 >$170,000
                	  <option value=160000 >$160,000
                	  <option value=150000 >$150,000
                	  <option value=140000 >$140,000
                	  <option value=130000 >$130,000
                	  <option value=120000 >$120,000
                   	  <option value=110000 >$110,000
                	  <option value=100000 >$100,000
                	  <option value=90000  >$90,000
                	  <option value=80000  >$80,000
                	  <option value=70000  >$70,000
                	  <option value=60000  >$60,000
                	  <option value=50000  >$50,000
                	  <option value=40000  >$40,000
                	  <option value=30000  >$30,000
                	  <option value=20000  >$20,000
                	  <option value=-1 selected>$0
                	  </select>
<div class="nav_subtext">$ To</div>

                	  <select name ="price_hi">
                	  <option value=10000000 selected>$1,000,000+
                	  <option value=900000 >$900,000
                	  <option value=850000 >$850,000
                	  <option value=800000 >$800,000
                	  <option value=750000 >$750,000
                	  <option value=700000 >$700,000
                	  <option value=650000 >$650,000
                	  <option value=600000 >$600,000
                	  <option value=550000 >$550,000
                	  <option value=500000 >$500,000
                	  <option value=450000 >$450,000
                	  <option value=400000 >$400,000
                	  <option value=350000 >$350,000
                	  <option value=325000 >$325,000
                	  <option value=300000 >$300,000
                	  <option value=275000 >$275,000
                	  <option value=250000 >$250,000
                	  <option value=225000 >$225,000
                	  <option value=200000 >$200,000
                	  <option value=190000 >$190,000
                	  <option value=180000 >$180,000
                	  <option value=170000 >$170,000
                	  <option value=160000 >$160,000
                	  <option value=150000 >$150,000
                	  <option value=140000 >$140,000
                	  <option value=130000 >$130,000
                  	  <option value=120000 >$120,000
                	  <option value=110000 >$110,000
                	  <option value=100000 >$100,000
                	  <option value=75000  >$75,000
                	  <option value=60000  >$60,000
                	  <option value=50000  >$50,000
                	  <option value=40000  >$40,000
                	  <option value=30000  >$30,000
                	  <option value=20000  >$20,000
                	  </select>

				  <div class="nav_subtext">Beds</div>
               
	                  <select name="tot_bed_lo">
	                  <option value=0 selected>Any
					  <option value=1 >1+
	                  <option value=2 >2+
	                  <option value=3 >3+
	                  <option value=4 >4+
	                  <option value=5 >5+
	                  <option value=6 >6+
	                  <option value=7 >7+
	                  <option value=8 >8+
	                  <option value=9 >9+
	                  <option value=10>10+
	                  </select>

				    <div class="nav_subtext">Baths</div>
	                  <select name="tot_bath_lo">
	                  <option value=0 selected>Any
	                  <option value=1 >1+
	                  <option value=2 >2+
	                  <option value=3 >3+
	                  <option value=4 >4+
	                  <option value=5 >5+
	                  <option value=6 >6+
	                  <option value=7 >7+
	                  <option value=8 >8+
	                  <option value=9 >9+
	                  <option value=10>10+
	                  </select>

					<input style="margin-top:5px;" type="submit" name="submit" value="Search">
						   <script type="text/javascript">
				  
				    LoadCity();
				 
				  </script>

			      </form>

	
	
	
	
		
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<a href="http://www.homerealty.com/property-search/">Advanced Home Search</a>
<div class="nav_subtext"><a href="http://www.homerealty.com/property-search/">Click here for advanced search</a></div>
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<a href="http://www.homerealty.com/blog/">@Home Realty Network Blog</a>
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